If approved before 1:30 p.m. CT Monday – Friday†
Receive an immediate decision
AppCashUsa offers installment loans for borrowers with less-than-perfect credit.* We provide fast funding for emergency expenses through our simple online application and instant eligibility decisions.* Our online loans have clear terms and no penalties for paying off early, and our customer service team is here to support you seven days a week.
Urgent expenses call for urgent solutions. That’s why we offer instant eligibility decisions* and same-day funding when you apply and receive loan approval early.†
You don’t have to look around for financial help. With AppCashUsa, you can apply for the funds you need online anytime, anywhere.
Your privacy is our top priority. We keep your information safe.
If you need help during any step of the loan process, our in-house customer service team is here seven days a week to answer any questions.
Transparency is at the core of everything we do. At AppCashUsa, you'll find no hidden fees, no surprises. What you see is what you get – straightforward lending solutions tailored to your unique situation.
Installment loans are offered through AppCashUsa in the following states:
It’s simple to pay off your installment loan with AppCashUsa. We offer three options for personalized repayment:
Pay back your loan principal plus interest through scheduled payments, as outlined in your loan agreement.
Making early or additional payments may help you save on fees and interest.
You may pay back your loan in full at any time without any prepayment charges.
Our online installment loan can be used for anything — it’s up to you. Typically, it’s intended to provide emergency funding to cover a one-time expense. This may include:
For many people with bad credit, finding an installment loan can be a frustrating experience. A low credit score can trigger an automatic denial, but at AppCashUsa, we look beyond your traditional FICO® score. We use alternative sources of information to evaluate your application, and less-than-perfect credit will not necessarily prevent you from qualifying for our online installment loan.* Even if you have been turned down by other companies in the past because of bad credit, we may be able to assist you.
AppCashUsa does not offer no credit check installment loans. While our credit check doesn’t look at your FICO® score, we do still pull information about your credit history and repayment behavior. This alternative credit check allows us to consider applications from users with less-than-perfect credit, but we are not able to offer credit to all applicants.†
